Insurance Built for African Transport & Trade

Protect Your Business with Carrier's Liability Insurance

Carrier's Liability Insurance protects transporters against their legal liability for cargo loss or damage occurring while goods are in their custody and control.

Why it Matters

• Helps protect your business against valid claims.
• Supports business continuity following an insured event.
• Demonstrates professionalism and financial responsibility.

Typical Situations Covered

• Loss or damage for which the transporter is legally liable.
• Cargo damage during transportation.
• Theft or loss occurring while cargo is in the transporter's custody.
• Handling-related damage where liability exists.

Key Principle
Carrier's Liability protects the transporter against legal liability; it does not replace Cargo Insurance.

Protect Your Goods with Cargo Insurance

Cargo Insurance is designed to protect the financial interest of the cargo owner against physical loss or damage to goods during transit, subject to policy terms and conditions.

Why it Matters

• Provides financial protection following an insured loss.
• Reduces reliance on recovery from third parties.
• Helps protect cashflow and business continuity.

Typical Causes of Loss

• Road accidents
• Theft
• Fire
• Overturning
• Damage during transit

Key Principle
Cargo Insurance primarily protects the financial interest of the cargo owner.

Protect Your Business Relationships

Transport brokers often play a critical role in connecting cargo owners and transporters and may assume contractual responsibilities in the process.

Recommended Protection

• Professional Indemnity Insurance
• Business Liability Insurance

Why it Matters

• Helps protect against claims arising from professional services.
• Supports stronger risk management practices.
• Helps protect the business from costly disputes.

Protect Your Professional Services

Clearing and forwarding agents can face claims arising from documentation errors, procedural mistakes, or professional negligence in the course of their work.

Recommended Protection

• Professional Indemnity Insurance

Why it Matters

• Helps protect against claims arising from professional errors or omissions.
• Supports business continuity when disputes arise.
• Enhances credibility with clients and partners.